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Home improvement insurance protects contractors and homeowners involved in renovation or remodeling projects. For contractors, it includes general liability to cover property damage and injuries, along with tools and equipment coverage. Homeowners may need builder’s risk insurance to protect against project-related damages like fire or vandalism. Both parties benefit from ensuring the project runs smoothly and risks are mitigated. Proper coverage is essential for compliance with local regulations and for financial security during complex or large-scale improvements, offering peace of mind throughout the process.